Individual and Family Health Plans

LifeWise offers health plans for individuals and families in 35 counties across Washington state.

Open enrollment runs from November 1 through January 15. Outside of these dates, your clients can enroll if they’ve experienced a qualifying life event.

Key things to know about public option expansion in 2023

We expanded our Cascade Select (public option) plans to 15 counties in 2023, bringing affordable, easy-to-understand options to more members.
PeaceHealth and Confluence are now part of our LifeWise Alpine network, which serves Cascade Select plan members.
Our Cascade Care (standard) plans are available in 20 counties. LifeWise is automatically enrolling Cascade Care (standard) plan members in the 15 Cascade Select counties to the identical Cascade Select (public option) plan.

Benefit highlights

Preventive care is covered in full on all plans—exams, screenings, and vaccinations (including the COVID-19 vaccination).
Generic drugs have a low copay and no deductible for non-HSA plans.
No referrals to see doctors and specialists in our network.
Pediatric vision exam is covered on all plans, including no-cost pediatric eyewear.
The explore my benefits site helps members easily find clear and simple highlights for commonly used benefits.
Virtual care coverage that includes primary care, behavioral and mental health, and substance use disorders.

Kinwell: A new primary care option for LifeWise members

Primary Care, Behavioral Health and Virtual Care services offered
Same-day and next-day appointments are often available, in-person or virtually.
17 beautifully designed clinics located across Washington state
Kinwell’s statewide Virtual Care program offers even more options for you to seek care from anywhere in Washington.
Easy on-line scheduling

Learning Center 2023 training

Take our online course to learn more about 2023 plans.

Tip sheets

Major providers map- Primary network
Hospitals by county - Primary network
Hospitals by county - Alpine network

2023 health plans

Member letters

Letter Guide for Metallic Plans
Letter Guide for Grandfathered Plans

On-exchange health plans

These plans are offered through to residents in counties within the LifeWise service area . They’re available through Washington Healthplanfinder, also known as the Exchange.

Essential plan summaries

LifeWise Essential plans are available to residents who live in our 35-county service area.

Gold

Essential Gold

Silver

Essential Silver Low Deductible

Silver health plans with extra savings*

Bronze

Cascade Care plan summaries

Cascade Care (standard) plans are available to residents in 20 counties: Asotin, Clallam, Columbia, Garfield, Grant, Jefferson, King, Kittitas, Lewis, Lincoln, Mason, Okanogan, Pierce, Snohomish, Spokane, Stevens, Thurston, Walla Walla, Whitman, and Yakima.

Gold

Cascade Gold

Silver

Cascade Silver

Silver health plans with extra savings*

Bronze

Cascade Bronze

Cascade Select plan summaries

Cascade Select (public option) plans are available to residents in 15 counties: Adams, Benton, Chelan, Clark, Cowlitz, Douglas, Ferry, Island, Klickitat, Pend Oreille, San Juan, Skagit, Skamania, Wahkiakum, and Whatcom.

Gold

Cascade Select Gold

Silver

Cascade Select Silver

Silver health plans with extra savings*

Bronze

Cascade Select Bronze

Benefits booklets

Visit our Summary of Benefits and Coverage page for each plan’s complete summary of benefits and coverage (SBC) and benefit booklet.

2023 rate information by county

Washington rate map

Rating area 1: King County

Rating area 2: Clallam, Cowlitz, Jefferson, Lewis, and Wahkiakum counties

Rating area 3: Clark, Klickitat, and Skamania counties

Rating area 4: Ferry, Lincoln, Pend Oreille, Spokane, and Stevens counties

Rating area 5: Mason, Pierce, and Thurston counties

Rating area 6: Benton, Kittitas, and Yakima counties

Rating area 7: Adams, Chelan, Douglas, Grant, and Okanogan counties

Rating area 8: Island, San Juan, Skagit, Snohomish, and Whatcom counties

Rating area 9: Asotin, Columbia, Garfield, Walla Walla, and Whitman counties

Grandfathered plans

2023 Grandfathered Rates

More resources

Plan brochures

Essential health plans for individuals and families
Essential health plans for American Indian and Alaska Natives
Cascade health plans (English and Spanish)
Cascade Select health plans (English and Spanish)
Cascade Care for American Indian and Alaska Natives (English and Spanish)
Cascade Select for American Indian and Alaska Natives (English and Spanish)
Family dental plan guide
Pediatric dental plan guide

Supplemental insurance

Protect your clients from the financial impact of critical illnesses, accidents, and hospital stays by pairing their LifeWise health plan with supplemental insurance from LifeSecure Insurance Company. Contact your LifeWise sales executive to learn more about LifeSecure supplemental insurance options.

LifeSecure Insurance Company is an independent company that provides supplemental health insurance. LifeSecure Insurance Company does not offer LifeWise products and is solely responsible for its goods and services.