Explore 2026 LifeWise plans
Check out flexible plans and premium options that help you get timely and nearby care. For 2026, LifeWise offers coverage in 31 Washington counties.
Explore individual or employer-based Washington health plans and discover the LifeWise difference.
Get access to care services covered in your plan and explore tips for healthy living.
Learn how to set up, sign in, and use your LifeWise account and explore tools and resources for understanding and using your benefits.
Plans vary by county. Select your county to see plans customized for your area.
Open enrollment is coming soon! You can enroll in a 2026 plan starting November 1. Get a custom quote today.
If you're a current member, find out how LifeWise continues to give you more. Visit our renewal page.
Check out flexible plans and premium options that help you get timely and nearby care. For 2026, LifeWise offers coverage in 31 Washington counties.
This plan has the lowest monthly premium, but you pay the most out of pocket at the time of care.
This year, Silver plans have a moderate cost at the time of care but a high monthly payment.
Gold plans have a moderate monthly payment and the lowest out of pocket costs at the time of care, making them the best overall value option.
This plan has the lowest monthly costs, but you pay more at the time of care.
Our lowest cost Bronze plan.
Annual Deductible
$6,000
Out-of-Pocket Maximum
$10,150
PCP Copay
$40
Lower monthly cost but pay more at the time of care. Consider a Gold plan in 2026.
Annual Deductible
$6,000
Out-of-Pocket Maximum
$10,150
PCP Copay
$40
Lower monthly cost but pay more at the time of care. Consider a Gold plan in 2026.
Annual Deductible
$6,500
Out-of-Pocket Maximum
$9,200
PCP Copay
$50
This plan has the highest monthly premium and moderate costs at the time of care.
Our lowest cost Silver plan.
Annual Deductible
$2,500
Out-of-Pocket Maximum
$9,750
PCP Copay
$20
Higher cost for moderate coverage. Consider a Gold plan in 2026.
Annual Deductible
$2,500
Out-of-Pocket Maximum
$9,750
PCP Copay
$20
Higher cost for moderate coverage. Consider a Gold plan in 2026.
Annual Deductible
$3,000
Out-of-Pocket Maximum
$8,375
PCP Copay
$25
This plan has a moderate monthly premium and the lowest costs at the time of care.
The highest coverage level of our offerings.
Annual Deductible
$1,000
Out-of-Pocket Maximum
$7,000
PCP Copay
$15
The highest coverage level of our offerings.
Annual Deductible
$1,000
Out-of-Pocket Maximum
$7,000
PCP Copay
$15
Pay less at the time of care.
Annual Deductible
$800
Out-of-Pocket Maximum
$7,600
PCP Copay
$30
Our lowest cost Gold plan. The best value of our offerings.
Annual Deductible
$1,900
Out-of-Pocket Maximum
$8,800
PCP Copay
$15
Gold level coverage at a moderate price.
Annual Deductible
$1,900
Out-of-Pocket Maximum
$8,800
PCP Copay
$15
2025 individual and family plans are available for special enrollment only at this time. Discover flexible plans and premium options for the coverage you need.
This plan has the lowest monthly cost, but you pay more at time of care.
This plan has a moderate cost at the time of care and a moderate monthly payment.
This plan has the highest monthly premium and lowest costs at time of care.
This plan has the lowest monthly cost, but you pay more at time of care.
Our lowest cost Bronze plan.
Annual Deductible
$6,000
Out-of-Pocket Maximum
$9,200
PCP Copay
$50
Access an expanded network of providers.
Annual Deductible
$6,000
Out-of-Pocket Maximum
$9,200
PCP Copay
$50
Greater provider selection at a lower cost.
Annual Deductible
$6,500
Out-of-Pocket Maximum
$9,200
PCP Copay
$50
This plan has a moderate cost at the time of care and a moderate monthly payment.
Our lowest cost Silver plan.
Annual Deductible
$2,500
Out-of-Pocket Maximum
$9,200
PCP Copay
$30
Access an expanded network of providers.
Annual Deductible
$2,500
Out-of-Pocket Maximum
$9,200
PCP Copay
$30
Greater provider selection at a lower cost.
Annual Deductible
$2,850
Out-of-Pocket Maximum
$8,400
PCP Copay
$25
This plan has the highest monthly premium and lowest costs at time of care.
Our lowest cost Gold plan.
Annual Deductible
$600
Out-of-Pocket Maximum
$7,000
PCP Copay
$15
Access an expanded network of providers.
Annual Deductible
$600
Out-of-Pocket Maximum
$7,000
PCP Copay
$15
Greater provider selection at a lower cost.
Annual Deductible
$800
Out-of-Pocket Maximum
$7,600
PCP Copay
$30
ESTIMATE YOUR COSTS
Use our Quick Quote tool to get plan pricing in your area.
BENEFITS
Your health is a journey. At LifeWise Health Plan of Washington, we make it shorter.
Our nearby Kinwell Clinics help build stronger patient-provider relationships.
See the in-network doctor or specialist you want without waiting for a referral.
All plans offer in-network preventive exams, screenings, and vaccines for free.
Access in-person or virtual care therapists from our wide network of providers.
Get coverage for in-network massage therapy, acupuncture, chiropractic, and other services.
Set up telehealth appointments anytime and get access to virtual medical care and therapy.
Open enrollment is coming soon! You can enroll in a 2026 plan starting November 1. Get a custom quote today.
View side-by-side comparisons of rates and plans.
Review options and select the plan that fits.
Visit the State Exchange or call