Due to system upgrades, the health plan application located at wahealthplanfinder.org will be unavailable starting at 6:00pm April 16, 2026, and until 8:00am on April 20, 2026. If you need assistance during this time, please call The Washington Health Benefit Exchange customer service line at 1-855-923-4633. (Closed Saturday and Sunday, April 18 and April 19.)
INDIVIDUAL & FAMILY HEALTH PLANS
Get a Customized Quick Quote
Enter the requested information to see tailored plan information. The Quick Quote form takes only about a minute to complete, and you’ll see all options in seconds. No commitment, just the facts to help you make the right choice.
The annual open enrollment period typically runs from Nov. 1 to Jan. 15. However, outside of this period, you can enroll in a LifeWise plan if you’ve experienced a qualifying event. See if you qualify.
Select a plan year
Select your county
See eligible counties
For 2025, LifeWise plans are available in 33 Washington counties. LifeWise plans are not available in Clallam, Franklin, Jefferson, Kitsap, Mason, and Pacific. Please visit wahealthplanfinder.org for plans in counties where LifeWise is not available.
For 2026, LifeWise plans are available in 31 Washington counties. LifeWise plans are not available in Clallam, Franklin, Jefferson, Kitsap, Lincoln, Mason, Pacific, and San Juan counties. Please visit wahealthplanfinder.org for plans in counties where LifeWise is not available.
County *
Add plan participants
Why we need this
We need information about the primary applicant, and spouses and dependents (if any), to properly estimate the monthly cost of each plan we offer you.
Primary applicant birthdate *
Tobacco user*
Add a spouse or dependent? *
Dependents can be included on a plan until the age of 26. Estimates of your monthly payments will not include dependents 26 years of age or older.
Enter your annual household income
Why we need this
Most LifeWise members qualify for government help with their monthly premium. If you tell us your current income, we will estimate your tax credit and the final cost for each plan. Your savings can be big.
With your current income, we can more accurately estimate the final cost for each plan.
Household income *
* Required
Need assistance?
Connect with a LifeWise representative for more plan details or enrollment help.
Mon-Fri, 6 a.m. – 6 p.m. PT
INDIVIDUAL & FAMILY HEALTH PLANS
Here are the LifeWise plans available to you
BEST OPTION
Gold plans have a moderate monthly payment and the lowest out of pocket costs at the time of care, making them the best overall value option. This plan level is recommended for most people as it covers a wide range of needs with the lowest cost shares.
Silver Cost Share Reduction (CSR) plans are the best option for anyone that is eligible for them. They reduce the out-of pocket cost of the Silver level plan, giving more value without changing the monthly premium. There are 3 different levels someone can qualify for based on their annual income.
This year, Silver plans have a moderate cost at the time of care but a high monthly payment. Your best option is a Gold plan, which has lower costs at the time of care and a lower monthly payment than Silver.
This plan has the lowest monthly premium, but you pay the most out of pocket at the time of care. While Gold is the best overall value option for most people, Bronze may be a viable option for people with minimal medical needs wanting to protect against illness and injury.
Get help from a health insurance broker
Health plans can be confusing. A personal health insurance broker can answer your questions and help you select the right plan for you and your family, all at no extra cost to you.
Brokers in your area
Have a broker contact you
* Required
Is my doctor in network?
Networks may differ by plan. Find the network on your existing plan on your Member ID card under Medical Network. For new plans, networks are displayed at the top of the plans detail page.
Information may be incomplete when using the provider search tool on wahealthplanfinder.org. We recommend using the LifeWise Find Care tool to confirm your doctors.
Is my medication covered?
Our plans cover thousands of medications. But covered drug lists vary by plan. Check our drug list to see what’s covered. Your drug list code can be found on your member ID card. Look for Rx Plan.
Need help with enrollment?
To learn more about the plans we offer, and how to apply, call LifeWise at:
Mon-Fri, 6am - 6pm PT