Explore 2025 Lifewise plans
LifeWise offers flexible plans and premium options that help you get the coverage you need and the price you can afford. Our coverage extends to more Washington counties than any other individual health plan.
INDIVIDUAL & FAMILY PLANS
Simplify your search for the right plan and nearby care
Our plans vary by county. Select your county to see plans customized for your area.
LifeWise plans are not currently available in the selected county. Please visit the Washington Health Benefit Exchange to view available plans.
LifeWise plans will no longer be available in the selected county in 2025. Please visit the Washington Health Benefit Exchange to view available plans.
LifeWise plans are not currently available in the selected county in 2024. Please visit the Washington Health Benefit Exchange to view available 2024 plans.
Bronze
This plan has the lowest monthly cost, but you pay more at time of care.
RECOMMENDED
Silver
This plan has a moderate cost at the time of care and a moderate monthly payment.
Gold
This plan has the highest monthly premium and lowest costs at time of care.
Bronze
This plan has the lowest monthly cost, but you pay more at time of care.
Cascade Select Bronze
Our lowest cost Bronze plan.
Annual Deductible
$6,000
Out-of-Pocket Maximum
$9,200
PCP Copay
$50
Cascade Bronze
Access an expanded network of providers.
Annual Deductible
$6,000
Out-of-Pocket Maximum
$9,200
PCP Copay
$50
Essential Bronze
Greater provider selection at a lower cost.
Annual Deductible
$6,500
Out-of-Pocket Maximum
$9,200
PCP Copay
$50
RECOMMENDED
Silver
This plan has a moderate cost at the time of care and a moderate monthly payment.
Cascade Select Silver
Our lowest cost silver plan.
Annual Deductible
$2,500
Out-of-Pocket Maximum
$9,200
PCP Copay
$30
Cascade Silver
Access an expanded network of providers.
Annual Deductible
$2,500
Out-of-Pocket Maximum
$9,200
PCP Copay
$30
Essential Silver Low Deductible
Greater provider selection at a lower cost.
Annual Deductible
$2,850
Out-of-Pocket Maximum
$8,400
PCP Copay
$25
Gold
This plan has the highest monthly premium and lowest costs at time of care.
Cascade Select Gold
Our lowest cost Gold plan.
Annual Deductible
$600
Out-of-Pocket Maximum
$7,000
PCP Copay
$15
Cascade Gold
Access an expanded network of providers.
Annual Deductible
$600
Out-of-Pocket Maximum
$7,000
PCP Copay
$15
Essential Gold
Greater provider selection at a lower cost.
Annual Deductible
$800
Out-of-Pocket Maximum
$7,600
PCP Copay
$30
Explore 2024 Lifewise plans
LifeWise offers flexible plans and premium options that help you get the coverage you need and the price you can afford. Our coverage extends to more Washington counties than any other individual health plan.
Bronze
This plan has the lowest monthly cost, but you pay more at time of care.
RECOMMENDED
Silver
This plan has a moderate cost at the time of care and a moderate monthly payment.
Gold
This plan has the highest monthly premium and lowest costs at time of care.
Bronze
This plan has the lowest monthly cost, but you pay more at time of care.
Cascade Select Bronze
Our lowest cost Bronze plan.
Annual Deductible
$6,000
Out-of-Pocket Maximum
$9,200
PCP Copay
$50
Cascade Bronze
Access an expanded network of providers.
Annual Deductible
$6,000
Out-of-Pocket Maximum
$9,200
PCP Copay
$50
Essential Bronze
Greater provider selection at a lower cost.
Annual Deductible
$6,500
Out-of-Pocket Maximum
$8,900
PCP Copay
$50
Essential Bronze HSA
Includes a savings account with tax advantages.
Annual Deductible
$6,400
Out-of-Pocket Maximum
$7,400
PCP Copay
Not Applicable
RECOMMENDED
Silver
This plan has a moderate cost at the time of care and a moderate monthly payment.
Cascade Select Silver
Our lowest cost silver plan.
Annual Deductible
$2,500
Out-of-Pocket Maximum
$9,200
PCP Copay
$30
Cascade Silver
Access an expanded network of providers.
Annual Deductible
$2,500
Out-of-Pocket Maximum
$9,200
PCP Copay
$30
Essential Silver Low Deductible
Greater provider selection at a lower cost.
Annual Deductible
$2,945
Out-of-Pocket Maximum
$8,340
PCP Copay
$30
Gold
This plan has the highest monthly premium and lowest costs at time of care.
Cascade Select Gold
Our lowest cost Gold plan.
Annual Deductible
$600
Out-of-Pocket Maximum
$6,100
PCP Copay
$15
Cascade Gold
Access an expanded network of providers.
Annual Deductible
$600
Out-of-Pocket Maximum
$6,100
PCP Copay
$15
Essential Gold
Greater provider selection at a lower cost.
Annual Deductible
$1,000
Out-of-Pocket Maximum
$7,300
PCP Copay
$30
ESTIMATE YOUR COSTS
Get help estimating your plan and care costs
Use our Quick Quote tool to get plan pricing in your area.
BENEFITS
Discover benefits that bring more personalized care to your neighborhood
Your health is a journey. At LifeWise Health Plan of Washington, we make it shorter.
Exclusive Kinwell Clinics
Our nearby Kinwell Clinics help build stronger patient/provider relationships.
No referrals required
See the in-network doctor or specialist you want without waiting for a referral.
Free preventive care
All plans offer in-network preventive exams, screenings,and vaccines for free.
Behavioral health coverage
Access in-person or virtual care therapists from our wide network of providers.
Alternative care options
Get coverage for in-network massage therapy, acupuncture, chiropractic and other services.
24/7 telehealth visits
Set up telehealth appointments anytime and get access to virtual medical care and therapy.
Enroll in 3 easy steps
Open enrollment is coming soon! You can enroll in a 2025 plan starting November 1. Get a custom quote today.
Estimate your monthly cost
View side-by-side comparisons of rates and plans.
Choose your plan
Review options and select the plan that fits.
Enroll online or by phone
Visit the State Exchange or call